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General Accounts

Daily Interest Savings 0.05%
RRSP Savings 0.50%

Platinum Savings Account & TFSA

Annual Interest Rate 0.60%

U.S. Dollar Account

Under $500 USD 0.00%
$500 USD to under $2,500 USD 0.00%
Over $2,500 USD 0.10%

Investment Savings

$500 to under $1,000 0.00%
$1,000 to under $2,500 0.00%
$2,500 to under $5,000 0.10%
$5,000 to under $10,000 0.25%
$10,000 to under $50,000 0.50%
$50,000 to under $100,000 0.75%
$100,000 and over 0.75%

Guaranteed Investments (GICs), RRSPs, RRIFs, Tax Free Savings GIC* 

1 year 1.15%
18 months 1.20%
2 years 1.25%
3 years 1.35%
4 years 1.40%
5 years 1.50%

* Minimum investment $1,000. Interest paid annually and at maturity (compounded or paid out to account). For monthly interest deduct 0.125 from annual interest rate (minimum $10,000). Quarter Century Members add .25% to posted rate.

GIC Rate Escalator*

Time frame Rate
1st year 1.15%
2nd year 1.30%
3rd year 1.40%
4th year 1.70%
5th year 2.10%

* Effective rate 1.53%. Quarter Century Members add .25% to posted rate.


First Mortgage Loans

Variable* 3.50%

* Five year term, convertible to a fixed rate closed mortgage at any time without penalty

6 months closed 3.49%
1 year closed 3.14%
2 year closed 2.99%
3 years closed 2.74%
4 years closed 3.04%
5 years closed 2.79%
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