Term Deposits & Registered Plans - RRSPs, RRIFs, TFSAs*

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Promotional Term Deposits**

Time Period Percentage
60 Day Term Deposit - New Money Only 0.20%
14 Month Term Deposit 0.75%
30 Month Term Deposit 0.85%

Term Deposits*

1 Year Reedemable 0.15%
1 Year 0.55%
18 - 23 Months 0.60%
2 Year 0.65%
3 Year 0.75%
4 Year 0.85%
5 Year 0.95%

Term Deposit Rate Escalator***

Time Period Percentage
1st year 0.85%
2nd year 0.95%
3rd year 1.05%
4th year 1.65%
5th year 1.75%

*Minimum investment $500. Interest paid annually and at maturity. Quarter Century Members add .25% to posted rate. 1 Year Redeemable: interest paid annually or at redemption. 

**60 Day Term Deposit: Special promotional rate may be changed or withdrawn at any time without notice. Available for new deposits only or existing funds on deposit. Existing term deposits cannot be broken to receive this offer. Simple interest calculated on the principal amount for the number of days in the term deposit and paid at maturity (principal x rate x number of days / 365 days). Rate shown for annual interest. Minimum investment $500; Maximum investment $500,000. Available to personal accounts only. Cannot be combined with quarter century rate. 

14 Month Term Deposit, 30 Month Term Deposit: Special promotional rate may be changed or withdrawn at any time without notice. Existing term deposits cannot be broken to receive this offer. Rate shown for annual interest. Annual compound interest paid monthly or annually. Minimum investment $500; Maximum investment $500,000. Available to personal and non-personal accounts. Cannot be combined with quarter century rate.

***Effective rate 1.25%. Quarter Century members add .25% to posted rate.  Annual compound interest paid annually or at maturity. Rate shown for annual interest. Minimum investment $500. Cannot be combined with any promotional rate.

Note: Rates are provided for information purposes only and are subject to change at any time.  Redeemable Term Deposits options available.