Here to keep you moving.
Car loans as low as 2.99%*

With COVID-19 at the forefront, we're here to help.

We are now offering car loans as low as 2.99%*, as well as consolidation loans and financial relief due to COVID-19.

Don't be mislead by a dealership loan promotion of 0% financing. Always do your research before signing a contract at 0% from your local car dealer. Going into the dealership with cash in hand from our low rate car loan promotion will get you the best overall price! Talk to us about how you can qualify for a car loan on any new or pre-owned car for 2.99%*.

Ready to apply? Contact us.

416.860.1072 
or 1.888.560.2218

Not only will we help you with financing but this promotion applies to both brand new and pre-owned cars! (up to 2017) Worried about the monthly or bi weekly payments? On top of our great low rate we are also offering up to 7 years on a loan term to reduce the cost per month. We are here to help you get into the car you need, at the best price and rate possible.

Just talk to us.

* OAC - Some conditions apply

Loans tailored to you.

We offer competitive rates, no matter what you need - a new car, holiday spending, family vacation, or funds to cover education costs - apply for as much or as little as you need. We are here to help you make your goals a reality.

We would also be happy to send you an application, if you wish. Repayments correspond to your pay dates, whether biweekly, weekly, semi-monthly or monthly. We match your loan payments to your payroll deduction or the direct deposit of your pay. Life insurance, joint life insurance and creditors' disability insurance are all available.

Questions? Contact Us

416.860.1072 
or 1.888.560.2218

A Line of Credit ensures funds are available when you need them.

A Line of Credit is like an on-going pre-approved loan. Funds are advanced, as required, up to your approved limit without having to re-apply. Enjoy this convenience without the service charges or stand-by fees of overdraft protection.

Repayment each month is based on the following factors:

  • An amount equal to 3% of the Line of Credit principal balance outstanding and any interest owing as of the 15th of each month. Interest is calculated daily on the balance and the number of days that balance was outstanding.
  • The payments are taken automatically from your chequing account on the 15th of each month. You may also apply additional funds to your Line of Credit anytime you wish.
  • This loan is completely open and can be partially or fully paid down at any time.

Apply today!

Questions? Contact Us

416.860.1072 
or 1.888.560.2218

Car loans for as low as 2.99%* on a new or pre-owned vehicle!

We're here to keep you moving.

Don’t be fooled by a dealership loan promotion of 0% financing. Always do your research before signing a contract at 0% from your local car dealer. Going into the dealership with cash in hand from our low rate car loan promotion will get you the best overall price! Talk to us about how you can qualify for a car loan on any new or pre-owned car for 2.99% *

Not only will we help you with financing but this promotion applies to both brand new and pre-owned cars! (up to 2017) Worried about the monthly or bi weekly payments? On top of our great low rate we are also offering up to 7 years on a loan term to reduce the cost per month. We are here to help you get into the car you need, at the best price and rate possible.

Just talk to us.

*For a Limited Time OAC - some conditions apply.

Questions? Contact Us

416.860.1072 
or 1.888.560.2218

The Freedom to Spend with the Bonus of Rewards

We are happy to offer an all new line up of Member Savings Collabria® Visa* cards to our members, with quick and easy approval directly through Member Savings itself.

Many Member Savings Collabria® Visa* cards can be used to collect FlexRewards points that can be redeemed for travel, cash back or merchandise. Click here for more card options and full details. 

Already a Member Savings Collabria® Visa* Card holder?

Login to review your Collabria® Visa* account information online.

Questions? Contact Us

416.860.1072 
or 1.888.560.2218

Do more with your RRSP

This is a line of credit separate from any regular LOC you may have, but used only to advance funds into your RRSPs with a minimum of fuss.

Once established, a simple call to our office is all that is required to advance the funds to the RRSP. The rate is locked at prime, in order to encourage members to build their retirement funds.

Questions? Contact Us

416.860.1072 
or 1.888.560.2218

Quick Cash When You're in a Crunch

The Quick Cash loan was designed to assist members who require a small short-term cash advance.

It works like this:

  • You must have your pay deposited directly to the credit union or be on payroll deduction.
  • You may receive an advance of up to 1/2 of your Direct Deposit or Payroll deduction less any other credit union payment obligations (Loan, Mortgage, HB Insurance, Outbound AFT, Internal Transfer) to a maximum of $500.00.
  • All current loans and mortgages must be up-to-date at the time of advance.
  • Must be paid off at the next pay day. No portion of the advance can be carried over to the next pay period.

Questions? Contact Us

416.860.1072 
or 1.888.560.2218

Debt Management

Credit Comparison

Learn the difference between keeping your credit card debt or switching it to a Member Savings Consolidation Loan.

Compare 

What is Your "Debt Age"?

Calculate how many years it will take until you are debt free.

Calculate your Debt Age 

The Debt Freedom Calculator 

Learn how to streamline all of your credit card debt and get debt free faster, with less interest.

Calculate your Freedom 

Budget Planner

The Budget Planner helps you create a customized budget in 3 simple steps. Gather information regarding your income and expenses and get started! If you don’t have all your information, you can always save and continue later.

Budget Planner