Besides offering traditional monthly repayment schedules for your mortgage term (from six months to five years) we also offer schedules aligned with your paydays. Options for paying off your mortgage faster include:
We also offer insurance coverage to pay your mortgage and preserve your family home should something unforeseen occur.
Based on a mortgage of $350,000, amortized over 20 years with a 5 year term, even a seemingly small savings in rate can make a huge difference in interest savings.
Savings Over 5 Years
Savings Over 20 Years
|0.25% less could save you||$4,089 in interest||$11,045 in interest|
|0.5% less could save you||$8,189 in interest||$22,209 in interest|
|1.00% less could save you||$16,416 in interest||$44,885 in interest|
See the difference - and don't settle. Getting a new mortgage or moving an existing mortgage is easy with Member Savings. We are here to help you save - every step of the way.
Potential savings are based on rates of 4.25%, 4.50%, 4.75% and 5.00%
Use our Life Events Planner, with over 20 calculators, to assess your financial situation.
NO “HAGGLING” PENALTIES
Unlike the big banks we don’t offer you an inflated posted rate and make you haggle to get our best rate. Our rates are your rates. Simple.
NO “GOTTA GO” PENALTIES
If you need to sell your house during your mortgage term, you pay no penalties with our mortgages.
NO “BREAK UP” PENALTIES
If you need to break your mortgage mid-term, we offer a variety of ways to save on penalties, including Blend & Extend and early renewal options.
NO “FOOLING AROUND” PENALTIES
If you do have to pay a penalty we calculate it based on our actual rates, not using inflated posted rates. This can also save you thousands.
NO “I WANT TO SPEND LESS TIME WITH YOU” PENALTIES
You can pay down your mortgage equalling up to 25% of your original balance, or increase your mortgage payment by up to 25%, with no penalties.
NO “THIS IS ABOUT ME, NOT YOU” PENALTIES
The most important reason our Mortgages are better is our qualified, accredited mortgage professionals who are ready to advise you on what’s best for you.